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The U.S. Social Security Administration is a United States government
agency, which manages the social insurance program of the country.
It's headquarters is in Woodlawn, Maryland, and its current commissioner
is Michael J. Astrue, as of February 2007.
Social Insurance consists of benefits for retirees, disabled
citizens and survivors.
Americans who qualify for those benefits are those who pay Social
Security taxes from their employment taxes. The amount of benefits
to be received by a taxpayer will be based on his the amount and
the number of his contributions.
The SSA was first known as the Social Security Board (SSB) and
it was created by U.S President Franklin Roosevelt as part of his
Social Security Act of 1935. It's first office opened on October
14, 1936 in Austin, Texas. The first collection of Social Security
taxes was collected a year after the opening, and the first person
ever to receive a benefit is Ernest Ackerman, while the first to
be granted retirement benefits was Ida Mae Fuller.
The SSB was rechristened as the Social Security Administration
by President Harry Truman in 1946. Prior to that, the administration
became a Federal Security Agency, and it was giving out monthly
benefits regularly.
Programs
The Social Security number is probably the most important thing
that an American can apply for. They have to give proof of their
citizenship or immigration status and proof of age and identity.
There are certain documents that are accepted by the office when
it comes applying for a Social Security Number.
The Social Security number is important because not only it entitles
a person to benefits, it is also considered as a national ID number
in the U.S. It is a valid identifier and is used by banks, government
agencies, private and health insurance firms and employers.
The Social Security office holds several main programs. The insurance
programs for old age, survivors and disability provides assistance
to retirees or workers who are disabled, including their families.
Millions of American receive Social Security benefits annually.
Funding comes from the contributions acquired from workers, businesses
and self-insured individuals.
The administration also manages the Supplementary Security Income,
which is geared towards the blind and the elderly. Disabled persons
are also part of this program. There are an estimated 7 million
Americans that are covered by this provision.
There is also spouse's benefits. Current and former spouses are
eligible, provided that former spouses was married to the member
for a minimum of ten years. In this provision, same sex marriages
are not covered, because there are federal laws that do not consider
the union as legal.
The Social Security office exempts certain groups of workers from
contributing to Social Security Taxes. Some of them are:
* Ministers
* Self-employed citizens earning below $400 a year
* Household workers with an annual income of less than $1500
* Minors
* Election workers with earnings that are less than a $1000 annually
* Government employers that are already under an alternatives retirement
system
* College students under Federal Work Study programs
* Graduate students who are working as teaching or research assistants,
or those who are on fellowship programs
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