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The Social Security
Administration started in the 1930s as a result of the Great Depression
although few people are familiar with that history. The agency's
purpose then, as now, is to help provide the nation's citizens
with economic security during rough times. Although the commissioner
of the Social Security Administration and many of its employees
work at the administration headquarters in Baltimore, Maryland,
the SSA has more than 1,300 offices nationwide.
Contact with the agency
begins at birth. Hospitals within the United States now require
parents to request a social security number for newborns before
leaving the hospital. People use the social security number to
identify themselves throughout life to track employment, show
credit history, and perform other basic functions.
This number is an
identifier that helps keep track of a person from birth until
death, but it is not all that the Social Security Administration
handles. Many people refer to this number as a "national
identification card," but Americans are not required to carry
it with them at all times as would be the case with ID cards.
In fact, guarding one's social security number has been an oft-discussed
issue with its connection to identity theft.
According to the historical
origins of the SSA, the administration should provide a supplemental
retirement income for retirees, which it does. The problem right
now is that the money employees must pay into the system throughout
their lives is not earmarked for them. That means that the Baby
Boomers, which far outnumber their children, could drain the system.
Another issue is that the Social Security Administration now provides
benefits to people who are disabled as well as providing Medicare,
or insurance, coverage to the elderly.
This assistance provides
economic benefits to people who are disabled whether through birth
or accident. It provides a monthly stipend to help cover living
expenses for people who cannot afford it on their own. The minor
children of the deceased also receive financial assistance through
their eighteenth birthday.
The problem in essence
is not that the Social Security Administration provides this assistance
to people who need it. The concern is over how the administration
is funded. There is little doubt from the discussions among politicians
that the SSA and its funding are approaching a breaking point, and
that as the population ages, administration will continue to be
a hot-button political topic.
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